Statements & Policies
Summary of Disclosures
By accessing TinyGems (hereinafter referred to as “TG,” “we,” “us,” or “our”) website you are representing affirmatively that you have read and understood the entirety of the following Statements & Policies, which include important information not included in this Summary of Disclosures (Summary). You represent affirmatively that you are not relying solely on this Summary.
By accessing the TG websites, newsletters and other publications (collectively, the “website”), you agree that you have reviewed and agree to the following Statements & Policies. THIS WILL CREATE A BINDING CONTRACT BETWEEN YOU AND TG RELATIVE TO YOUR USE OF OUR WEBSITE, THE SOLUTIONS WE THEREBY RENDER TO YOU, AND OUR USE OF THE INFORMATION YOU PROVIDE TO US. If you do not agree to these Statements & Policies, you may not use the TG website and affirmatively acknowledge that you have not used or viewed content on the TG website.
TG provides readers with general, non-personalized information regarding private and publicly traded companies that have paid a CASH fee to TG and or our network of trusted brands to provide advertising, marketing news distribution/dissemination and public relations solutions on their behalf. TG receives compensation from the companies in the form of cash, check, credit card and or wire payments from the companies.
TG HOLDS NO SHARES OF ANY COMPANY NAMED ON THE TG SITES AND BRANDS
TG is neither an investment adviser nor a broker-dealer and accordingly is not registered as an investment adviser or a broker-dealer under applicable law. The information presented in and through the TG website is provided to our general readership on a non-personalized basis for informational purposes only and is not intended to constitute and should not be treated as advice or a recommendation to make any specific investment. None of the information provided through this website constitutes personalized advice or a personal recommendation. The material provided through this website is intended for informational purposes for our general readership. Please consult with an independent investment adviser or other financial adviser or financial professional before making an investment decision.
The opinions and analyses included in this website are based on factual information obtained from public filings and other sources deemed to be reliable and are provided “as is” in good faith. TG makes no representation or warranty, expressed, implied, or statutory, is made as to the accuracy or completeness of such information, which may be subject to change without notice.
TG and its independent contractors, directors, owners, members, officers, and affiliates DO NOT own, or buy and sell, securities of companies profiled on the TG website at any time before, during, or after distribution of information on the companies by TG.
Safe Harbor Statement
This website includes forward-looking statements pertaining to future anticipated plans, performance and development of the companies on whose behalf we disseminate information. It is our understanding that any statements on this website that are not statements of historical fact should be considered forward-looking statements. These forward-looking statements generally can be identified by phrases such as “believes,” “expects,” “anticipates,” “foresees,” “forecasts,” “estimates,” “intends,” or other words or phrases of similar import. Similarly, we understand that statements in this website that describe a company’s business strategy, outlook, objectives, plans, intentions or goals also are forward-looking statements. All such forward–looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those in such forward-looking statements.
By accessing TG’s website, you signify your agreement to these Statements & Policies. You further acknowledge that your agreement to these Statements & Policies creates a contract between you and TG, and that your provision of information to us is pursuant to, and necessary for, that contract. Further, you are representing affirmatively that you have read and understood the entirety of these following Statements & Policies. If you do not agree to these Statements & Policies, you may not use the TG website. We reserve the right, at our sole discretion, to change, modify, add or delete portions of these Statements & Policies at any time and will post notifications of such revisions to the TG website. The TG website may contain many links to other websites, including paid advertisements, the content of which TG does not manage. We do not endorse, nor are we responsible for, any of the content of those external websites, including the accuracy and completeness of any content on such external websites.
Choice of Law, Jurisdiction, Venue, and Arbitration
You agree that this contract between you and TG will be governed by, subject to, and interpreted under the laws of Texas. You hereby agree that if any claims, disputes, or causes of action between you and TG relating to these terms of service are litigated, then they will be litigated exclusively in the federal or state courts of Travis County, Texas. You hereby agree and consent that Travis County shall be the exclusive venue for any such litigation.
TG owns and controls all rights, including copyright, in the content of the TG website.
In accessing the TG website, you agree that you may only download and/or view the content for your own personal, non-commercial use, and such content you agree expressly cannot be used in any pleading or for any purpose in a court of law, arbitration forum or adjudicatory proceeding.
Except where expressly stated otherwise, without the prior written permission of TG, you are not permitted to copy, broadcast, download, store (in any medium), transmit, show or play in public, adapt or change in any way the content of the TG website for any other purpose whatsoever.
This notice applies to all information collected or submitted on the TG website. On some pages, you can make requests and register to receive materials. The types of personal information collected at these pages are:
- Email address
- Phone number(s)
You may be able to access some portions of our website or solutions without providing this information. Some solutions, however, may require that you provide this information. If you choose to not provide the information requested, it may not be possible for you to access certain parts of our website or utilize the solutions we provide, or for us to respond to any inquiries you make.
Your use of this website and its solutions, including you providing information about yourself, is entirely by your own choice. Your use of this website and its solutions will necessarily result in you providing to us certain technical information about you, the device you use to access and use this website and its solutions, the internet browser or application you use to access and use this website and its solutions, and other technical information about yourself and your device such as browser type, internet protocol address, possible generalized geographical information, and anonymized demographic information. By creating an account, you will necessarily provide to us identifying information about yourself that could include your name, address, email address, telephone number, date of birth, employment information, and other similar information that could be used to identify you. By using this website and its solutions, or by providing us with information about yourself, you represent and warrant (i) that you understand that we will be receiving, collecting, storing, and using this information, and (ii) that you actively and unambiguously consent to our receipt, collection, storage, and use of this information. You may withdraw consent by terminating your account or by emailing our Data Protection Officer, identified below.
Data Protection Officer
Our Data Protection Officer is internal to TG. You may contact our Data Protection Officer by sending an email to DPO@IBN.fm
The Way We Use Information
We use the information you provide about yourself for our business purposes to provide you with our solutions, to provide to you non-personalized information in a disinterested manner from our affiliates that may be of interest to you, when responding to your requests for specific information, and to enhance the overall user experience on our website. We occasionally share this information with outside parties whom we believe you would find of interest. We may be compensated by such parties for this service. We use return email addresses to answer the email we receive. You can register with our website if you would like to receive our periodic mailings as well as updates on our new products and solutions. Information you submit on our website will not be used for this purpose unless you fill out the registration form. We use non-identifying and aggregate information to better design our website and to share with advertisers. For example, we may tell an advertiser that X number of individuals visited a certain area on our website, or that Y number of men and Z number of women filled out our registration forms. Finally, our practice is not to use or share the personally identifiable information provided to us online in ways unrelated to those described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.
Retention of Data and Information
We maintain data and information you provide to us for as long as your account is active or, otherwise, for a limited period of time as long as necessary to fulfill the purposes of this agreement for any other purposes for which the information was originally collected, or until otherwise required by applicable law to dispose of the information.
Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place what we believe are appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. However, we make no guarantees or representations and provide no assurances that such procedures will be effective and that all information will remain secure under all circumstances.
Our Commitment To Children’s Privacy
Protecting the privacy of children is especially important. For that reason, we never collect or maintain information at our website from individuals whom we actually know are under the age of 13, and no part of our website is structured to attract anyone under the age of 13.
How You Can Access or Correct Your Information
You can access all your personally identifiable information that we collect online and maintain by editing your user profile. We use this procedure to better safeguard your information. You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error. To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections.
TG “Tip of the Day” and or “Tip of the Week” Disclaimer
TG is not a registered investment advisor or broker-dealer. The information contained on this site is not, is not intended to be, and shall not constitute, an offer to sell nor the solicitation of any offer to buy any security. The material presented on this site is provided to our general readership and is intended for informational purposes only. It is not to be treated as personalized advice to make any specific investment or for use in any investment decision. Please consult with an independent investment advisor before making an investment decision. Neither TG nor its officers, directors, partners, consultants nor anyone involved in this site is a registered investment adviser or broker-dealer or associated person of an investment adviser or broker-dealer and none of the foregoing make any recommendation that the purchase or sale of the securities of any company profiled on this site is suitable or advisable for any person or that an investment or transaction in such securities will be profitable. Further, none of the foregoing persons have any interest in or would obtain any benefit from your purchase or sale of the securities of any company profiled on this site. Past performance of profiled securities is not indicative of future results. Companies profiled on this site may lack an active trading market for their securities and investing in securities that lack an active trading market or trade on certain media, platforms and markets are deemed highly speculative and carry a high degree of risk. Anyone investing in such companies should be able financially and prepared to bear the risk of loss and actual loss of his or her entire investment.
Educational Resources Disclaimer
Online Broker Reviews are provided for general information purposes only and should not be considered an individualized recommendation or advice. A resource to learn more about your investment professional and firm is http://finra.org/brokercheck
TG DOES NOT receive any compensation from any of the online brokerage firms reviewed in Educational Resources – Online Broker Reviews nor is it related by common ownership or common control with any such online brokerage firms.
TG Email Disclaimer and Disclosure and Instant Message Policy
Information Regarding Securities and Market Data. TG does not guarantee any information regarding securities issues and market data contained in an email to or from its contractors, agents, or affiliates.
Email and Instant Message (IM) Security. TG is not responsible for any damages resulting from a third party intercepting or otherwise obtaining an email, or the information contained within an email, sent to or from TG, its contractors, agents, or affiliates. For your protection, do not include account numbers, social security numbers, credit card numbers, passwords or any other non-public information in your email or IM.
Monitoring and Confidentiality of Email and Instant Messaging (IM). TG may monitor email and IM communications addressed to the firm and any of its contractors. TG reserves the right to monitor such communications and does not guarantee the confidentiality of any transmission.
TG Email Disclaimer and Disclosure
TG Email Disclaimer and Disclosure – ALL TG email and messages, including any attachments, may include privileged, confidential and/or inside information. Any distribution or use of this communication by anyone other than the intended recipient(s) is strictly prohibited and may be unlawful. If you are not the intended recipient, please notify the sender by replying to this message and then delete it from your entire system.
IF TinyGems has sent you an email communication and it is not to be reproduced and/or distributed to anyone else other than the intended recipient. The information in this email is considered extremely confidential, it may be legally privileged, and it may contain material non-public information regarding the public company or companies mentioned herein. The information contained herein is deemed to be taken from reliable sources although no guarantee can be made that the information herein is completely accurate or correct. It is intended solely for the addressee and access to the email by anyone else is unauthorized.
If you are not the intended recipient, any disclosure, copying, distribution or any action taken in reliance upon it is strictly prohibited and may be unlawful. Interception of this email is a crime under the Electronic Communications Privacy Act of 1986 (ECPA). The information contained herein, or any attachment contained herein does not constitute any kind of research report nor is it a recommendation to buy or sell any security mentioned herein whatsoever, and as such, it should not be construed to contain any research report analysis whatsoever. TG emails may contain forward looking statements. Any unlawful trading of a company’s publicly traded stock mentioned herein on the recipient’s behalf as a result of reading and reviewing the confidential information may be considered “insider trading” by the SEC and/or the FINRA, and; therefore, TG and the sender of this email will not be responsible for any such actions taken on behalf of the recipient.
Regarding Forward-Looking Statements: Certain statements made during this email presentation could be considered “forward-looking” statements within the meaning of the securities laws. These statements are subject to certain risks and uncertainties that could cause results, developments, and business decisions to differ materially from those contemplated by such forward-looking statements. TG and the sender of this email disclaims any obligation to update any forward-looking statements. Some of the factors that may cause actual results, developments, and business decisions to differ materially from those contemplated by such forward-looking statements are discussed in such public company’s filings with the Securities and Exchange Commission.
The TG website provides readers with general, non-personalized information regarding private and publicly traded companies that have retained TG to provide advertising, branding, marketing, news syndication and public relations solutions on their behalf. TG receives CASH compensation from the companies in the form of cash in the companies. TG receives compensation from the companies in the form of cash, check, credit card and or wire payments from the companies. In addition, to the extent that parties, including the companies discussed, investors or others, further disseminate content or other statements provided by TG such parties operate outside of TG’s control and such further dissemination is without the permission and authority of TG. Such further dissemination may not be accompanied by appropriate disclaimers or other disclosures, and TG assumes no responsibility for and expressly disclaims responsibility for any such statements, omissions or dissemination.
Because TG receives compensation for disseminating information, we may have a conflict of interest in terms of disseminating negative information about the companies that retain us. While we strive to present non-personalized commentary and analysis in a disinterested manner, readers should consider our arrangements in reaching their independent decision as to how to use the information contained in the TG website. It should be noted that we DO NOT (i) have authority over the funds of any of our readers, (ii) exercise decision-making authority to handle any of our readers’ portfolios or (iii) engage in individualized, investment-related interactions with subscribers.
In addition, our independent contactors, writers and editors who provide content or review content contained on TG’s website are hereby explicitly notified that they should not be buying, selling or maintain positions in securities of the companies discussed on TG’s website. Such trading, which necessarily reflects an individual’s personal resources and financial condition, may be inconsistent with statements on TG’s website. TG assumes no responsibility for and expressly disclaims responsibility for any statements or omissions about compensation to all independent contactors, writers and editors who provide or review content.
Neither TG nor its owners, members, officers, directors, partners, consultants, independent contactors, nor anyone involved in the publication of this website, is a registered investment adviser or broker-dealer or associated person with a registered investment adviser or broker-dealer and none of the foregoing make any recommendation that the purchase or sale of securities of any company profiled in the TG website is suitable or advisable for any person or that an investment or transaction in such securities will be profitable. The information contained in the TG website is not intended to be, and shall not constitute, an offer to sell nor the solicitation of any offer to buy any security. The material presented in the TG website is provided for informational purposes only and is not to be treated as personal advice or a recommendation to make any specific investment. Please consult with an independent investment adviser and qualified investment professional before making an investment decision.
The opinions and analysis included in this website are based on factual information obtained from public filings and other sources deemed to be reliable and are provided “as is” in good faith. TG makes no representation or warranty, expressed, implied, or statutory, as to the accuracy or completeness of such information, which may be subject to change without notice. TG shall not be liable for any errors or any actions taken in reliance thereon. Statements of opinion and belief are those of the authors and/or editors who contribute to this website, and are based solely upon the information possessed by such authors and/or editors. No inference should be drawn that TG or such authors or editors have any special or greater knowledge about the companies profiled or any particular expertise in the industries or markets in which the profiled companies operate and compete.
Factual information on this website is obtained from public filings and other sources deemed to be reliable; however, TG takes no responsibility for verifying the accuracy of such information and makes no representation that such information is accurate or complete. Certain statements included in this website may be forward-looking statements based on current expectations. TG makes no representation and provides no assurance or guaranty that such forward-looking statements will prove to be accurate. This website is not intended to and does not contain personalized advice or analysis specific to any reader. The material on this website is intended for consumption by a general readership. As such, persons using the TG website are urged to consult with independent financial advisers with respect to an investment in any company profiled herein. Additionally, persons using this website expressly represent that the content in this website is not and will not be a consideration in such persons’ investment decisions. Investors should verify independently information provided in the TG website by completing their own due diligence on any company in which they are contemplating an investment and review a complete information package on that company, which should include, but not be limited to, the company’s annual reports, quarterly reports, press releases, and regulatory filings, which are available at no cost at the SEC’s website (www.sec.gov) or directly from the issuer.
Past performance of profiled securities is not indicative of future results. Companies profiled on this site may lack an active trading market for their securities and investing in securities that lack an active trading market or trade on certain media, platforms and markets are deemed highly speculative and carry a high degree of risk. Anyone investing in such companies should be able financially and prepared to bear the risk of loss and actual loss of his or her entire investment. The information on this website is not designed to be used as a basis for an investment decision. Instead, the purpose of this website is to enable issuers to establish visibility and become known or better known through our non-personalized and disinterested platform. As such, persons using the TG website should confirm to their own satisfaction the veracity of any information prior to entering into any investment. The decision to buy or sell any security of a company that may be featured by TG is done purely and entirely at the reader’s own risk. We are not and do not hold ourselves out to be an investment adviser or broker-dealer and we are not required to be registered as such. Neither we nor our affiliates offer personalized investment advice and you should not use the information provided on this website as such. Our relationship with you is based solely on your use of this website – we owe you no fiduciary or similar obligations. As a reader and user of this website, you agree that under no circumstances will you seek to hold liable TG’s owners, members, officers, directors, partners, consultants or other persons involved in the publication of this website for any losses incurred by the use of information contained in this website.
TG and its owners, members, officers, directors, contractors and affiliates may NOT own, or buy and sell, securities of companies profiled in this website at any time before, during, or after distribution of information on the companies by TG. TG and its independent contractors and affiliates should not profit in the event the shares of the companies increase or decrease in value. Such securities should not be bought or sold, even after TG has distributed positive information regarding the companies. TG WILL NOT purchase the securities of profiled companies. TG does not, however, request from and does not require that TG’s independent contractor writers and editors provide information to TG about their trading activities, including trading activities about which they may write. TG has no obligation to inform readers of its trading activities or the trading activities of any of its owners, members, officers, directors, contractors and affiliates and/or any companies affiliated with TG’s owners, members, officers, directors, contractors and affiliates. TG and affiliates DO NOT enter into agreements to purchase securities of publicly traded companies or to otherwise provide financing to these companies.
The content published on this website is intended for and only to be used for reference purposes and is neither an offer nor a solicitation to purchase or sell any security or instrument or to participate in any particular trading strategy. None of the information provided through this website constitutes personalized advice or a recommendation that any investment or trading strategy is suitable for any person. Further, users of this website agree that they are not using any content of this website in or in connection with an investment decision. Persons should consult with their financial advisers before making any investment decisions.
THERE CAN BE NO ASSURANCE THAT THE CONTENT PUBLISHED ON THIS SITE IS ACCURATE OR WITHOUT ERROR. ANY PERSON WHO MAKES USE OF SUCH CONTENT EXPRESSLY ASSUMES ALL RISKS FROM USING THE CONTENT. In particular, TG does not guarantee it reviews, and is not responsible for confirming, the accuracy of issuer documents and information submitted for inclusion on this site. The issuer and its management are primarily responsible for the accuracy of any information regarding the issuer provided on this site. The issuers are the publishers of all information provided by the issuers available on this site. INVESTORS ARE STRONGLY ADVISED TO CONFIRM THE ACCURACY OF ANY INFORMATION OBTAINED FROM THIS SITE PRIOR TO MAKING ANY INVESTMENT DECISION.
OTC Risk Warnings
Because many securities traded Over-The-Counter (OTC) are relatively illiquid, or “thinly traded,” which tends to increase volatility in market prices, an investment in an OTC security involves a high degree of risk. These speculative and illiquid securities are often difficult for investors to buy or sell without significantly affecting the quoted price. It should be noted that the liquidation of a position in an OTC security may not even be possible within a reasonable period of time.
Dependable information regarding issuers of OTC securities, their prospects, or the risks associated with the business of any particular issuer or an investment in the issuer’s securities may not be available. For this reason, it may be difficult to properly value an investment in an OTC security or accurately determine the risks involved with investing in such a security. For more information about investing in microcap securities, please read the content on the SEC’s website, including the SEC’s investor publication titled “Microcap Stock: A Guide for Investors” available at https://www.sec.gov/reportspubs/investor-publications/investorpubsmicrocapstockhtm.html
Issuers of OTC securities quoted on the OTC Link system are not required to provide any kind of information to investors. While many issuers register OTC securities with the Securities and Exchange Commission (SEC) and regularly provide reports to investors in connection with such registration, they are not required to continue such registration or regularly provide such reports because their securities are quoted on OTC Link. Securities may continue to be quoted on the OTC Link system if issuers are delinquent in their reporting obligation to the SEC or other federal or state regulatory agencies. Quotation of a security on the OTC Link system or the Yellow Sheets does not in itself create any ongoing filing or reporting obligations with the SEC for any issuer. In fact, issuers may not even be aware that their securities are quoted on the OTC Link system.
The TG website may contain Third-Party Content articles and other content submitted by third parties, including articles submitted through the TG Premium Partnership Program. All opinions, statements and representations expressed by such third parties are theirs alone and do not express or represent the views and opinions of TG or its affiliates and owners. Content created by third parties is the sole responsibility of such third parties, and TG does not endorse, guarantee or make representations concerning the accuracy and completeness of any third-party content. You acknowledge that by TG providing you with this internet portal that makes accessible to you the ability to view third party content through the TG site, TG does not undertake any obligation to you as a reader of such content or assume any liability relating to such third-party content. TG expressly disclaims liability relating to such third-party content. TG and its members, affiliates, successors, assigns, officers, directors, and partners assume no responsibility or liability that may arise from the third-party content, including, but not limited to, responsibility or liability for claims for defamation, libel, slander, infringement, invasion of privacy and publicity rights, fraud, or misrepresentation, or an private right of action under the federal securities laws of the United States or common law. Notwithstanding the foregoing, TG reserves the right to remove third-party content at any time in its sole discretion. By viewing this third-party content, you acknowledge that you have viewed, read fully, accepted and agreed to all terms of the Disclaimer at https://tinygems.com/disclaimer.
The disclaimers on the TG website are applicable to all content provided by TG, wherever published or re-published are at: https://tinygems.com/disclaimer
General Terms and Service Agreement
General Terms, Service Agreement and Client Partner Indemnification for client partners can be found here https://tinygems.com/gtsa